How It Works
1. Your eligibility is based solely on your length of employment and annual income, not personal debt.
2. Use our fast, easy and secure online application.
3. If instantly approved, your Save It! Loan is wired to your checking account within 48 hours.
4. At the same time, a personal savings account is created and funded for you. Your savings account begins earning money the day it is opened.
5. Your Save It! Loan and savings amount is repaid using employee payroll deductions over a 10 month period.
6. When the loan is repaid in full, the savings funds are available for your unrestricted use.
Can I Get a Loan?
We'll loan you money, if you:
- Are employed with a participating employer for at least 6 months
- Are a permanent employee (not seasonal or temporary)
- Have an annual income between $12,000 and $60,000 after any garnishments
- Are at least 18 years of age or older
Participants are only allowed one Save It! loan at a time.